Appraisal services for Ocean Springs and Jackson County homeowners

Here are the top seven reasons why MS homeowners order from Frank Lund:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a MS property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in MS by determining the true market value of property in question

Do you own a home in or near Ocean Springs? Do you need help determining the value of your real estate?
Contact Frank Lund.

At Frank Lund, we understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a person not in the real estate field that probably doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Frank Lund, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping customers just like you delete unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a local area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Frank Lund is your chief weapon.

HELOC recently frozen?

If your property is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An expert appraisal from Frank Lund can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.